16-year-old Genevieve ‘Ginger’ King (Thomas), is growing up in the boring town of Orange Springs, Florida where having a Soft drink with a boy is scandalous. Because of her behavior and yearning for a thrilling life her father decides to send her to a boarding school, Mrs. Paddle’s School for Young Ladies, which is run by strict disciplinarian Mrs. Paddles (Marcia Harris) in Lake Placid, New York. Despite the strictness, the girls have fun getting into flapper lifestyle trouble including flirting. Richard Channing (William P. Carleton), an older man, rides past the seminary every day, prompting romantic fantasies among the school girls. When 16-year-old Ginger connives a sleigh ride with Channing, she tells him she’s “almost twenty”. Ginger ends up falling for him. Ginger gets in trouble with the headmistress when she sneaks out to the local country club where Channing is having a party. One of her schoolmates named Hortense (Katherine Johnston) tells on her, but her motive is to get the headmistress out of the way so she can rob the school’s safe and sneak away with her crooked boyfriend Thomas Morran (Arthur Housman). Thanks to a vague note, Ginger goes to a hotel in New York on her way home from school where Hortense and her boyfriend are. They force her to take the suitcases back with her. The suitcases end up containing the valuables, which include fancy clothes and jewels. Knowing that Channing has gone to Orange Springs on a yachting trip, Ginger decides to use the clothes and jewels and pretend to be a woman of the world when she goes home. The plan backfires, and her father believes she is lying when she says it’s a joke. Detectives show up wanting to know why she has stolen loot, and both her young admirer, Bill, and Channing think she has really become a wicked woman. The events in the lives of Ginger King and another character are presented as incidents in a (non-fiction) newsreel at the end of the movie.